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¿Cómo se calcula?
Partimos del ingreso líquido mensual que quieres más los gastos de tu negocio, lo llevamos a un año y lo "brutificamos" para cubrir la retención de la boleta de honorarios. Ese monto se divide por las horas que realmente puedes facturar en el año (horas facturables por semana × semanas trabajadas). Recuerda que no todas tus horas son facturables: reuniones, ventas y administración no se cobran.
Datos que necesitas
- Ingreso líquido mensual que quieres ganar
- Gastos mensuales del negocio — Internet, software, cowork, equipo, contador, cotizaciones…
- Horas facturables por semana
- Semanas de vacaciones y feriados al año
Ejemplo resuelto
Con estos datos de referencia:
| Ingreso líquido mensual que quieres ganar | $1.500.000 |
| Gastos mensuales del negocio | $300.000 |
| Horas facturables por semana | 25 h |
| Semanas de vacaciones y feriados al año | 4 semanas |
el resultado es:
| Tarifa por hora (bruta, en boleta) | $21.239 |
| Tarifa por día (8 horas) | $169.912 |
| Ingreso anual bruto (boletas emitidas) | $25.486.726 |
| Retención anual de honorarios | $3.886.726 |
| Horas facturables al año | 1.200 h |
- La retención de 15,25 % es un pago anticipado de impuestos y cotizaciones; en la Operación Renta parte puede devolverse o usarse para cotizar.
- Si emites factura en vez de boleta, cobra esta tarifa como neto y súmale IVA.
Preguntas frecuentes
¿Qué datos necesito?
Necesitas: Ingreso líquido mensual que quieres ganar; Gastos mensuales del negocio; Horas facturables por semana; Semanas de vacaciones y feriados al año. Si no tienes alguno a mano, la calculadora trae valores típicos de una pyme chilena para que veas un ejemplo.
¿Con qué valores legales está actualizada?
Usa los parámetros vigentes en Chile a octubre de 2026 (IVA, UF, UTM, ingreso mínimo, cotizaciones, según corresponda). Son referenciales: verifica los valores oficiales en el SII y Previred antes de tomar decisiones.
¿Es gratis?
Sí, es gratuita y no necesitas registrarte. Los datos que ingresas se quedan en tu navegador; no se envían a ningún servidor.
¿Puedo tenerla en mi sitio web con mi marca?
Sí. Puedes insertarla en tu web con tus colores o pedirnos una versión adaptada a tu negocio en CalculaPyme a medida.