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¿Cómo se calcula?
Se suma tu trabajo (horas × tarifa) y los gastos directos del proyecto; sobre eso se agrega un colchón para imprevistos y luego tu margen de ganancia (calculado sobre los costos). Con factura se suma el IVA al neto. Con boleta de honorarios el monto se "brutifica" para que, después de la retención que hace tu cliente, recibas el neto completo.
Datos que necesitas
- Horas estimadas del proyecto
- Tarifa por hora
- Gastos directos del proyecto — Licencias, materiales, traslados, subcontratos.
- Imprevistos — Colchón por cambios y horas extra no previstas (10 %–20 % es habitual).
- Margen de ganancia (sobre costos)
- ¿Qué documento emites?
Ejemplo resuelto
Con estos datos de referencia:
| Horas estimadas del proyecto | 40 h |
| Tarifa por hora | $25.000 |
| Gastos directos del proyecto | $150.000 |
| Imprevistos | 10 % |
| Margen de ganancia (sobre costos) | 20 % |
| ¿Qué documento emites? | Factura (se suma IVA) |
el resultado es:
| Trabajo (horas × tarifa) | $1.000.000 |
| Imprevistos | $115.000 |
| Margen de ganancia | $253.000 |
| Total neto | $1.518.000 |
| IVA | $288.420 |
| Total a cotizar (con IVA) | $1.806.420 |
- El IVA no es tuyo: lo declaras y pagas al SII en tu F29.
Preguntas frecuentes
¿Qué datos necesito?
Necesitas: Horas estimadas del proyecto; Tarifa por hora; Gastos directos del proyecto; Imprevistos; Margen de ganancia (sobre costos); ¿Qué documento emites?. Si no tienes alguno a mano, la calculadora trae valores típicos de una pyme chilena para que veas un ejemplo.
¿Con qué valores legales está actualizada?
Usa los parámetros vigentes en Chile a octubre de 2026 (IVA, UF, UTM, ingreso mínimo, cotizaciones, según corresponda). Son referenciales: verifica los valores oficiales en el SII y Previred antes de tomar decisiones.
¿Es gratis?
Sí, es gratuita y no necesitas registrarte. Los datos que ingresas se quedan en tu navegador; no se envían a ningún servidor.
¿Puedo tenerla en mi sitio web con mi marca?
Sí. Puedes insertarla en tu web con tus colores o pedirnos una versión adaptada a tu negocio en CalculaPyme a medida.