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¿Cómo se calcula?
El costo directo es materiales más mano de obra. Sobre ese costo directo se suman los gastos generales (traslados, herramientas, administración) y la utilidad. Si corresponde, se agrega el IVA al valor neto para obtener el total a cobrar.
Datos que necesitas
- Materiales
- Mano de obra
- Gastos generales (sobre costo directo)
- Utilidad (sobre costo directo)
- ¿Agregar IVA?
Ejemplo resuelto
Con estos datos de referencia:
| Materiales | $3.000.000 |
| Mano de obra | $2.000.000 |
| Gastos generales (sobre costo directo) | 10 % |
| Utilidad (sobre costo directo) | 10 % |
| ¿Agregar IVA? | Sí, emito factura |
el resultado es:
| Costo directo | $5.000.000 |
| Valor neto | $6.000.000 |
| IVA | $1.140.000 |
| Total a cobrar | $7.140.000 |
- La utilidad real será menor si hay imprevistos: considera un margen para ellos.
Preguntas frecuentes
¿Qué datos necesito?
Necesitas: Materiales; Mano de obra; Gastos generales (sobre costo directo); Utilidad (sobre costo directo); ¿Agregar IVA?. Si no tienes alguno a mano, la calculadora trae valores típicos de una pyme chilena para que veas un ejemplo.
¿Con qué valores legales está actualizada?
Usa los parámetros vigentes en Chile a octubre de 2026 (IVA, UF, UTM, ingreso mínimo, cotizaciones, según corresponda). Son referenciales: verifica los valores oficiales en el SII y Previred antes de tomar decisiones.
¿Es gratis?
Sí, es gratuita y no necesitas registrarte. Los datos que ingresas se quedan en tu navegador; no se envían a ningún servidor.
¿Puedo tenerla en mi sitio web con mi marca?
Sí. Puedes insertarla en tu web con tus colores o pedirnos una versión adaptada a tu negocio en CalculaPyme a medida.